Credit Reporting Agencies

Your credit report, or credit history, is important to you. It includes personal information attained from a variety of sources which are updated on an ongoing basis. Companies extending credit use this information to help make credit decisions. The three major reporting agencies are Equifax, Experian and TransUnion.

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation's consumer reporting companies. The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the FCRA with respect to consumer reporting companies.


To order your free credit report visit www.annualcreditreport.com, or call 877-322-8228

To contact the various credit bureaus you may call:

Equifax
800-685-1111
www.equifax.com

Experian
888-397-3742
www.experian.com

TransUnion
800-916-8800
www.transunion.com



4915 South Union Avenue
Tulsa, OK 74107

800-999-2443
918-747-4884

info@fms-collect.com